Ever wondered what happens when DeFi’s composability meets legacy banking rails? Imagine a world where tokenization, cross-border liquidity pools, and layer-2 scalability converge under enterprise-grade DLT governance and still pass every KYC/AML and MiCA audit with flying colors. That’s the promise of white-label NEO bank platforms : modular architectures driven by smart-contract APIs, real-time compliance engines, and seamless on-chain/off-chain interoperability. In this deep dive, we will unpack the pioneers redefining Web3 banking, those with the sagacity to blend cryptographic security with regulatory finesse, and the agility to iterate in sandbox environments from Singapore to Switzerland. Ready to explore the blueprint for tomorrow’s fully regulated crypto neo-banks? 

Let’s begin!

Top 7 White Label Neo Banking Service Providers Offering Regulated Platforms

1. Antier 

Founded in 2011 and headquartered in the US, Antier has grown into a global leader in Web3 neo‑banking. With over 700 blockchain specialists, Antier delivers end‑to‑end compliance frameworks that include real‑time AML/KYC, transaction monitoring, and ISO 27001 & PCI DSS certifications. 

Their turnkey crypto-friendly neo-banking platform features IBAN-enabled wallets, programmable accounts, and card-issuance modules, all architected on a microservices stack for rapid deployment. Antier’s multi‑jurisdictional licenses, Mauritius FSC VASP (VAITOS Act), Estonian FIU VCSP (EU passporting), and US FinCEN MSB—combined with 24/7 regulatory support- ensure you launch a fully licensed, compliant crypto neo‑bank app anywhere in the world. This compliance‑first approach reduces regulatory friction and builds trust with end users from day one.

Established: 2011   |  HQ: Mohali, Punjab, India

2. SDK.finance

Established in 2013 and based in Prague, Czech Republic, SDK.finance (TechFin UAB) offers a white‑label payments core designed for hyper‑scalable digital banking. Their modular API suite supports digital wallets, neobanks, and embedded finance, enabling rapid feature rollout without rebuilding foundational rails. SDK.finance’s platform includes built‑in compliance modules, fraud detection, and multi‑currency settlements, backed by EU trademark protection. Their scalability focus means clients can start with wallets and cards, then seamlessly add features like lending or savings vaults as user demand grows. With a decade of fintech R&D, SDK.finance empowers both startups and enterprises to scale fintech products globally under a unified, cloud‑native architecture.

Established: 2013   |  HQ: Prague, Czech Republic

3. Synodus 

Synodus has quickly positioned itself as a boutique white-label neobank development company. Delivering over 30 neo-banking projects in six years, this renowned white-label neo-banking service provider combines deep banking and blockchain expertise to craft highly customizable, white-label platforms. Their solutions integrate crypto custody, on/off‑ramp services, and DeFi yield engines within a single dashboard. Synodus’s USP lies in tailor-made UX flows and smart contract modules that align with each client’s brand and regulatory needs, from the ASEAN Payment Services Act to the EU’s MiCAR. By emphasizing customization, Synodus helps fintech businesses differentiate their product offerings and rapidly evolve features based on real‑time user feedback. 

Established: 2019   |  HQ: Cau Giay, Hanoi, Vietnam

4. DashDevs 

DashDevs is a fintech software agency with 15+ years of global project delivery. This prestigious crypto neo-banking app development firm excels in integrating neo‑banking cores with third‑party services, KYC providers, payment gateways, and blockchain nodes into cohesive, compliant platforms. Their ISO‑certified development teams have delivered 100+ fintech products across the US, EU, and MENA, focusing on performance, security, and seamless user experiences. DashDevs’s comprehensive offerings range from custom mobile banking apps to full banking‑as‑a‑service (BaaS) software, all underpinned by rigorous QA, DevSecOps pipelines, and OIDC/OAuth2 authentication. This integration prowess accelerates time‑to‑market and ensures enterprise clients can plug in new services without re-architecting existing infrastructure. 

Established: 2011   |  HQ: Wilmington, Delaware, USA

5. Railsr

Founded in 2016 and headquartered in London, UK, Railsr pioneered the Banking-as-a-Service (BaaS) solution in Europe. Offering a unified API layer, RailsBank enables clients to issue IBANs, multi‑currency accounts, and virtual or physical cards within minutes. Their platform includes embedded crypto rails, enabling compliant on/off‑ramp integration under PSD2 and FCA e‑money licenses. RailsBank’s global footprint extends through ASIC and MAS partnerships, making it a top choice for startups eyeing the UK, EU, and APAC markets. Their BaaS solution development expertise simplifies regulatory compliance by encapsulating core banking functions, letting clients focus on front‑end innovation and customer acquisition.

Established: 2016   |  HQ: London, United Kingdom

6. Crassula 

Crassula delivers a core banking SaaS platform optimized for challenger banks and crypto‑enabled fintechs. Trusted by over 5 million end users, Crassula’s microservices architecture supports rapid deployment of neobanks, payment services, FX modules, and crypto‑fiat bridges. Their SaaS model includes tiered compliance templates aligned with GDPR, MiCA, and FATF standards, reducing setup complexity. This s emphasis on low‑code configuration empowers non‑technical teams to manage risk controls, ledger rules, and KYC workflows via a user‑friendly admin console. This SaaS‑first approach minimizes CAPEX and accelerates go‑live timelines, making Crassula ideal for market entrants seeking robust, out‑of‑the‑box banking and crypto functionality. 

Established: 2015   |  HQ: Riga, Latvia

7. Mbanq 

Mbanq is a leading crypto neo-banking app development company that offers a modular bank‑tech stack for global neo-banking ventures. Their cloud‑native platform comprises interchangeable services—core banking, cards, lending engines, and crypto vaults—that clients mix & match to fit local regulations. Mbanq’s EU e‑money license (Estonian FIU) and US MSB registration enable passporting across 30+ markets. Advanced modules for AML/KYC, consent management (GDPR), and ISO 20022 messaging ensure regulatory alignment. This modular design accelerates MVP launches while allowing incremental feature additions—ideal for fintechs evolving from single‑product offerings to full‑suite digital banks. 

Established: 2016   |  HQ: Naples, Florida, USA

Choose The Best to Launch Your Fully-Compliant Crypto Neo-Bank

Looking to elevate your crypto neo-banking platform with uncompromised compliance and cutting-edge Web3 capabilities? Well, choose the best crypto neo banking development partner for your upcoming project from the above-mentioned list. Hope it helps you choose the best!

You must be wondering why Antier tops the list? At Antier, we pair multi‑jurisdictional licenses (FSC Mauritius, Estonian FIU/EU passporting, FinCEN US registration, MAS and DFSA partnerships) with ISO 27001 & PCI DSS certifications. Our in‑house real‑time AML/KYC engine, advanced risk analytics, and 24/7 monitoring enable you to launch fully‑compliant, branded crypto neo‑banking services in any hotspot—fast, secure, and future‑proof. Get more details:  https://www.antiersolutions.com/blogs/top-7-legit-companies-for-fully-regulated-white-label-neo-banking/