The Employees' Provident Fund (EPF) is a retirement benefits plan provided by the Employees' Provident Fund Organization (EPFO). Every month, both the employee and the employer contribute 12% of their basic income and dearness allowance to the EPF. EPF is a tax-saving strategy that allows investors to earn much higher interest rates. The Employees' Pension Scheme receives a share of the employer's contribution (8.33% out of 12%). (EPS). Continue reading to learn everything you need to know about the EPF system, including interest rates, eligibility, contribution, withdrawal, and online account administration.
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